They messed me up again. 2 weeks ago they deleted 50 or so soft inq's, which put an end to bumpage for me. I was at 111 inq's and built it up to 127. Today they did it to me again. Down to 100 inq's and no sign of bumpage. It does appear that this is what they will do to prevent bumpage from happening. Damn, can't even use my own friggin' trick.
Re: LKH's Trick/Bumpage - screwed a hey - it was nice while it lasted, at least got only 2 hards deleted - but i was happy with it maybe doc's trick on Ex will come back some day (tried it yesterday - no go)
DOES THAT MEAN I DON'T HAVE TO PAY ROYALTIES NOW??? Sorry... Got anything to dispute??? Do one per week...helps some... Try "BALANCE WRONG"...
Re: LKH's Trick/Bumpage - screwed a I had my 2 hards deleted this week with bumpage, sorry LKH. Charlie
The royalties are going to have to increase now due to the unforseen circumstances. tedfran - on the page that shows your list of reports, there is a link that says "order a new report".
I've had two hards eliminated from my EQ and two from hubby's in the last 2 days, so still working for me. ****Plus...I got TU bumpage this week...five hards disappeared!!!*****
I had 75 soft enquiries with TU yesterday and I thought I would get TAB next week, guess what today I have just 50 enquiries, did somebody delete it already eventhough I never had TAB with TU. Strange!!!
david, I have been getting TAB every week. One week some hards are removed, the next several softs. It will happen for you eventually. Just give it time.
Same thing with EQ for me. I was up to 119 inq's looking forward to 4 hards dropping off this week. Well guess what, logged on and found my inq's were dropped back down to 69 and I lost no hards. Man, so much hard work over the last two months and they screwed me too. I would do what GEORGE says but I can dispute online because I have to go through CSC, which totally sucks.
I still have 184 total Inquires (6 hards). I had 0 hard but I applied to several cards this month. Score power came from 742 to 735.
creditwatch/equifax just removed about 70 inquiries or so from my report. Before they of course put 2 soft inquiries a day but they went through and removed 1 soft from every past day. It looks like when you pull your score they will no longer count that as a soft inquiry pull. I was going to bump off 3 hards in the next 2 days but now I have to wait a minimum of 2 months. damn damn damn
how do people get bumpage from TU? Is there a way to get your report daily, other than paying $8 every day and get it that way.
Zhenya, IF you have a hard inq. on your TU report, go to the 'been denied credit in the last 60 days' and you can pull it for free. If you do not have a hard, others suggest using the unemployed/on welfare route, but that only works sometimes in my experience.
I would suggest NEVER using the unemployed/welfare excuse just to get a free credit report. I don't remember the source, but recall reading that this will set an invisible flag in your report which you don't see but creditors may be able to see. I would not want potential creditors thinking I was unemployed. Again, I can't confirm that this is fact, but considering some of the other nasty tricks these CRA's pull, I wouldn't be surprised. Not worth the risk, if you ask me.
Has anybody figured out how many total TU inquiry's must be on your report for bumage to occur ? I have been afraid to pull TU every day by claiming to have been denied credit. Maybe I am being foolish. Our hard inquiry's are all over 1 year old. Any opinions out there ?
