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Do I have to mail Certified RR???

Discussion in 'Credit Talk' started by Mecro, Oct 24, 2002.

  1. Oct 24, 2002 #1
    Mecro

    Mecro Well-Known Member

    Certified Return Receipt is damn expensive. I just want to dispute inquiries and I am send the dispute letters to both the CRAs and the few OCs that unjustly put hard inquiries. But do I really have to use the expensive mail options?

    I mean, yeah I know the CRAs and the OC can just ignore the letters and act like they never received them but do they really do that?
     
  3. Oct 24, 2002 #2
    charlieslex

    charlieslex Well-Known Member

    I don't certify normal dispute letters to the CRA's, but I do certify everything to OC's and CA's. My strategy with the CRA's is ignorance. That way I can be on their level. On normal letters if you certify and start spouting off FCRA violations you are putting up a wall between you and them, in my opinion. If I don't get want, each letter shows a few more teeth, but everyone has their own tactic. Good luck! Charlie
     
  4. Oct 24, 2002 #3
    SLOYAROLE

    SLOYAROLE Well-Known Member

    SEND THEM FIRST CLASS MAIL. WAIT A FEW DAYS AND CALL TO INQUIRE OF THE INVESTIGATION STATUS. USUALLY, 4 BUSINEES DAYS IS GOOD. IF I SEND DISPUTES, I TRY TO SEND THEM ON A MONDAY. EVERYTIME, THE INVESTIGATION HAS STARTED BY THURSDAY. REGULAR MAIL. CRRR IS A PERONAL THING. I USE IT ALOT. BUT, ALMOST NEVER FOR A SIMPLE DISPUTE. FOR FOLLOW-UPS AND WHAT NOT. DEFINATELY.
     
  5. Oct 24, 2002 #4
    Mecro

    Mecro Well-Known Member

    The three OC inquiries I want to dispute are with OCs that I have no deragatory information with and am in good standing. Will I be able to settle that by phone or should I send letters.

    And since I am not in battle with these OCs, actually they have been very helpful, should I bother using Certified RR?
     
  6. Oct 24, 2002 #5
    LKH

    LKH Well-Known Member

    Just keep in mind, if you send it regular mail, and they claim they didn't get it, you will have no proof that you sent it. In the case of disputing a couple of inq's, I agree, send it regular mail. But, for any other dispute of public records or derogs, certified mail or don't bother.
     
  7. Oct 24, 2002 #6
    Mecro

    Mecro Well-Known Member

    Thanks just the answer I was looking for.
     
  8. Oct 25, 2002 #7
    BradleyT

    BradleyT Active Member

    What about using the $.40 delivery confirmation option which shows you(on USPS web site) the date of delivery?
     
  9. Oct 25, 2002 #8
    JohnB316

    JohnB316 Well-Known Member

    quote:

    What about using the $.40 delivery confirmation option which shows you(on USPS web site) the date of delivery?

    end quote

    Per the USPS web site, here's when the Delivery Confirmation option can be used:

    Q. For what type of mail is Delivery Confirmation available?
    A. Delivery Confirmation service is available for domestic Priority Mail and for parcels mailed at First-Class Mail and Package Services rates. The electronic rate is also available for Standard Mail parcels and Parcel Select, a business-to-business and business-to-residential drop shipment service.

    Q. Can I combine Delivery Confirmation with other special services?
    A. Yes, you can combine it with insured mail, Collect on Delivery (COD), registered mail, return receipt for merchandise, and special handling. Return receipt and restricted delivery services are available when purchased in combination with insured mail (over $50), COD and registered mail.


    Hope thies helps.

    jb
     

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