2 weeks ago I applied for a Bank of america card...denied ( even though I bank with them) Last week they sent me a random offer to apply for their card. I did and I got approved for a Visa Gold with a $500 limit! Yeah.... Me
Congrats phxbbw6ft1!! I'm surprised you got a card like that with low, low 600's, especially since the CC's are tightening up. Which CRA did they pull? Charlie
My wife got a Bofa gold card. They pulled equifax and we live in Houston. Funny thing is this is what is on her equifax report: Current Status 120+ days past due Bad debt/collection Bad debt/collection 120+ days past due Bad debt/collection Bad debt/collection 120+ days past due 120+ days past due I applyed for a Bofa card a few months ago with the only derog being a paid collection account from an apartment complex and they turned me down with out even offering me a secured card
I am shocked they'd turn you down then send an app, was it secured? You ought to call and ask them to reconsider your cl I'm curious about which CRA they pulled too. I thought they were hard to get.
They pulled from EQ.......It's NOT a secured card. p.s. I also bank with them. Maybe that had to do with it? Me