Approved!!!

Discussion in 'Credit Talk' started by phxbbw6ft1, Oct 30, 2002.

  1. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    2 weeks ago I applied for a Bank of america card...denied ( even though I bank with them)

    Last week they sent me a random offer to apply for their card. I did and I got approved for a Visa Gold with a $500 limit! Yeah....

    Me
     
  2. miles

    miles Well-Known Member

    Congrats!! BofA is awesome.
     
  3. charlieslex

    charlieslex Well-Known Member

    Congrats phxbbw6ft1!! I'm surprised you got a card like that with low, low 600's, especially since the CC's are tightening up. Which CRA did they pull? Charlie
     
  4. shaolin76

    shaolin76 Well-Known Member

    My wife got a Bofa gold card. They pulled equifax and we live in Houston. Funny thing is this is what is on her equifax report:

    Current Status

    120+ days past due 
    Bad debt/collection 
    Bad debt/collection 
    120+ days past due 
    Bad debt/collection 
    Bad debt/collection 
    120+ days past due 
    120+ days past due

    I applyed for a Bofa card a few months ago with the only derog being a paid collection account from an apartment complex and they turned me down with out even offering me a secured card :(
     
  5. shaolin76

    shaolin76 Well-Known Member

    O ya BTW. GRATS!!!
     
  6. Amy B

    Amy B Well-Known Member

    I am shocked they'd turn you down then send an app, was it secured? You ought to call and ask them to reconsider your cl :)
    I'm curious about which CRA they pulled too. I thought they were hard to get.
     
  7. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    They pulled from EQ.......It's NOT a secured card. p.s. I also bank with them. Maybe that had to do with it?

    Me
     

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