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PsychDoc (or any other guru) !!!

Discussion in 'Credit Talk' started by vixen, Nov 4, 2002.

  1. vixen

    vixen Well-Known Member

    I'm having serious problems with Experian. Whenever I call they tell me that I have to speak with a supervisor and I always get her voicemail? Also, can u pls. tell me which FCRA law(s) they are violating?

    1. Refusal to accept disputes and claims that I am entitled to two disputes a year.

    2. I contacted the OC and the mail is returned to me "undeliverable". I have informed Experian of this but they still refuse to initiate a dispute stating that they have already disputed it three times.

    3. I cannot use Experian.com. I have been told to send copies (utility bill, paycheck, blah, blah). I have sent it CRRR and have received the green card and still cannot access.

    4. CSR at Experian has informed me that according to NYS law they have to enter a statement for me "Consumer disputes account". What law is this?

    5. What law states that Student loans can enter multiple times for one loan?

    I am planning to file claims with the FTC, AG and BBB but I've tried reading the FCRA and find it quite lengthy and I was wondering if any of you can tell me which laws have been violated. Thank
     
  2. jrjr35

    jrjr35 Well-Known Member

    How many posts until you're a guru?
     
  3. wolverine

    wolverine Well-Known Member

    10,000, so this is for george only.
     
  4. Quixote

    Quixote Well-Known Member

    Call (800)322-3162. Dial "2" to skip the California Disclosures. Then ask for Mr. Rick Haas. An Extremely helpful and reasonable man, sez me.

    Now. Do I get a turban? A Tee-shirt that says "Call Me Bagwan"? Greg Fisher will probably offer me some KoolAid...
     
  5. GEORGE

    GEORGE Well-Known Member

    Somebody wanted an answer from the "ELITE"...I said you had to be UNDER 1,000 POSTS...

    :)
     
  6. charlieslex

    charlieslex Well-Known Member

    And GEORGE hasn't had bad credit!!! Charlie
     
  7. vixen

    vixen Well-Known Member

    Thanks for the info Quixote.
     

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