I pulled copies of TU and EQ today. TLâ??s etc. are exactly the same. TU has 2 inquiries 5 months old and EQ one 5 months old. TU score is 741 but EQ score is 661. Is this not strange?
TU's score is fake, you have to pay to get the true FICO. EQ is more reliable. My scores are all relatively close--within 25 points or so. Their scoring is all different too. I wouldn't place too much on the TU fakko score though. Get the real FICO and see what that says
Do you by any chance have any Cap One cards or cards that aren't reporting the credit limit? If so, this may be the reason. EQ usually has N/A or nothing in the CL field for a card that doesn't report CL, while TU has a $0 there. FICO will calculate that in, while they ignore the N/A. That's my hypothesis at least...lol. I've contacted Fair Isaacs twice about this and they do not respond to my emails. L
