walmart!

Discussion in 'Credit Talk' started by daruler, Nov 15, 2002.

  1. daruler

    daruler Well-Known Member

    i got approved for walmart! $100 lol. has anyone gotten an increase upon approval with this card? Now that i have target and walmart i just need that kmart m/c and i'll have the white trash credit portfolio! sweet!
     
  2. GEORGE

    GEORGE Well-Known Member

    I GET A WHOLE +$200 EVERY 3 MONTHS IF I CALL...OR DON'T.

    Mine is a few $$$$ over $100.
     
  3. tnobles

    tnobles Well-Known Member

    OMG too funnny!!!
     
  4. MandyB

    MandyB Well-Known Member

    So even if you don't call Walmart increases your CL sometimes?
    If you request an increase do they pull a hard?
     
  5. GEORGE

    GEORGE Well-Known Member

    LIMIT INCREASE IS ONLY BASED ON PAYMENT HISTORY---->HARD---->NEVER.
     
  6. daruler

    daruler Well-Known Member

    do monograms other cards have different standards? i applied for pennys a few hours after i got wallys and got denied lol i hope it doesnt affect my walmart $100 credit line
     
  7. MandyB

    MandyB Well-Known Member

    So what you're saying is that if I ask for an increase they won't pull a hard or do I need to REQUEST specifically that they don't?
     
  8. GEORGE

    GEORGE Well-Known Member

    They NEVER pull a HARD...it is only based on your PAYMENT HISTORY...so pay on time!!!
     
  9. Shelby

    Shelby Well-Known Member

    What score do you need for Wal-mart and which report do they pull?

    Thanks!
     
  10. shaolin76

    shaolin76 Well-Known Member

    I live in Houston and they pulled experian for me... was rejected when I applyed last year.. had high 500 score with a jacked up providian account and a collection account on my report
     
  11. MandyB

    MandyB Well-Known Member

    You got it!
     
  12. DemPooches

    DemPooches Well-Known Member

    LOL!!!

    Now, let's see. We need an abbreviation for the FAQs.

    WTCP....that'll work.

    I can see it now. Months and months of new threads --

    "What is the WTCP?"

    "What scores do I need for the WTCP?"

    "What CRA does the WTCP pull?"

    "Who's got the biggest CL on their WTCP?"

    "PsychDoc's WTCP Primer"

    "Does the WTCP still work?"

    DemPooches
     
  13. anna

    anna Well-Known Member

    Shouldn't Spiegel be included in the WTCP?
    Anna
     
  14. daruler

    daruler Well-Known Member

    they pulled EQ for me i had a 625 with 6 inquiries.
     
  15. sal826

    sal826 Well-Known Member

    You guys are way too funny .............>White Trash Credit Portfolio. LOL


    -Sal
     
  16. MartysGirl

    MartysGirl Well-Known Member

    LOL... WTCP....LOL

    Anyway...I've had my card since 99. At first ...they gave me a credit limit of 850.00. I'm now up to 2050.00.. I've never asked for an increase.... they just give them to me (about every four months). I would keep a high balance and pay it off about every 6 months or so.

    Good Luck...
     
  17. GEORGE

    GEORGE Well-Known Member



    Interest Free Shopping!

    Get no accrued interest for 3
    months on purchases of $250
    or more from 10/30/02 -
    12/31/02 with your Wal-Mart
    Credit Card. (Minimum
    payments required.)


    NOTE~~~YOUR TOTAL SALE MUST BE $250 OR MORE...if you buy $217.18 GET A GIFT CARD FOR $32.82 or more...the sig. slip MUST say $250 or more...(can't be 2 or 3 sales that equal $250+ either) even if they are on the same day in the same store!!!
     
  18. GEORGE

    GEORGE Well-Known Member

    I just buy a GIFT CARD for $250+ (CHARGING IT ON THE WAL*MART STORE CARD) and use it for any and all purchases, even $3.12...BUT IT STILL IS AT THE 0.00% RATE!!!
     
  19. NanaC

    NanaC Well-Known Member

    Walmart is no BK, right??
     
  20. GEORGE

    GEORGE Well-Known Member

    I HAVE NO IDEA...

    MCCBG
     

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