I can't believe it- my hubby just had a bounced check added to his credit report. The check bounced 5/2002 and I paid it 6/2002. WHATS UP WITH THAT? He paid the freakin check 5 months ago and they just now decided to post it as a paid collection. PLEASE, any strategical advice on this is appreciated. I'm ticked!!
OK-- I'm going to bump this up before it gets dumped along with "that other thread"... lol. Someone out there has to have dealt with checkrite? Please? Pretty Please?
George- yes I will dispute it during CHOD as not mine. I just can't believe that they would report a PAID check... I can see putting it in chexsystem or whatever-- But on a credit report-- what good does that do! Not to mention the collection was for 10 bucks-- 10 freakin bucks!
Newbie thinking out loud here...did you receive your original check back once you paid for it? Maybe you could send a validation letter - no check - no way to validate?
unfortunately, he did not get the check back after payment. The thing is, I PAID IT out of MY ACCOUNT, so I am thinking that they can't try and say that HE confirmed the debt by paying it. I don't know-- still ticked about this.
There's your problem. He should have made them return the check. I would send validation letter and cross my fingers that they can't get that check.
Newbie thinking out loud here...did you receive your original check back once you paid for it? Maybe you could send a validation letter - no check - no way to validate? jlynn | Lb59 rule no original check no pay !!!!!!!!!!! LB 59
He paid the freakin check 5 months ago and they just now decided to post it as a paid collection. kit ================= How long after the fact can something be reported? If you paid the check how could it be a collection paid or unpaid.?
I would send validation letter and cross my fingers that they can't get that check. I'd rather be at the beach ---------------------------------------------------------------- AS long as they have the check they can collect over and over again on it.
Did you pay just the check amount or the check amount + service charges? That could be it. They might have added a service charge that you didn't pay. Charlie
