Ok CN Folks.... Iam overwhelmed... I need a little direction... where do I Start??? My hubby has 20 plus pages of CR... 23 of them he nor I have ever heard of?????? None of the personal Info is accurate what BABY STEP to take today???? Please HElp!!!!!!!
Then read the threads again. What part of Texas are you from? I'm in SA. Welcome to the board! Charlie
Yeah, where in TX? I'm in EP (I just wanted to use initials to sound cool like the others here! ) LOL
Here in the dfw area.. Love this site!!!! Am I understanding ....Just Shoot Me If I am being a proceedure idiot, On the cr port.... Do I dispute the CA also or just the OCL's
Well, I am in VA - ummm near Ft. Story, hehe. But I got no business going on at Ft. Eustis or Ft. Lee. Langley either. I flew into DFW a couple of years ago. Sweetie, you can dispute anything. Dispute is for credit reports, validate is for collection agencies. dispute first.
First welcome to the board. First thing you want to do, after reading and then rereading the first three posts...FAQs; PsychDocs primer; and CreditNet glossary; is dispute with the CRA anything that either you or DH don't recognize. Dispute as "not mine". Also dispute any incorrect personal information as inaccurate. The CRAs have 30 days from receipt of a dispute to verify the accuracy of any item that you dispute. If they can't/don't then they are required by FCRA to remove the item. Those are the Baby Steps that I would recommend. BTW I am in Fl...my use of initials to be cool too... LOL fla-tan