I have noticed that a lot of people have been asking who pulls which CRA in what state. I know that Xmas is coming up and a lot of people are trying to get CC's. Millcbs.com may not be the best and most reliable source to get the info needed, but it's about the only one we've got. I have done my share of bitching about millcbs in the past, but it is only as good as we make it. A lot of people are too lazy to spend a few minutes to type in the info to make the site better for all of us, again myself included. I would like to ask everyone that is applying or has applied for a CC lately to spend a couple of minutes to type in the info. It will only help out EVERYONE!!! I'll get off my soapbox now! Charlie
Yeah, everytime I've checked it out it never showed anything for the creditors I was looking for. I will post there next time. You're right, if we all did it we would have a much better idea who's pulling who.
I agree it is an invaluable resource - BUT we have to do our part. I've only applied for one thing (Target) and I updated it with my info. If we all did this, it would make it more accurate. For me, knowing what CRA they were going to pull made a big difference. Right now my TU report is awful because they took off a current tradeline, so ALL I have is a derog and a couple of very old tradelines. I wouldn't get squat for any company that pulled TU - so knowing that Target pulls EQ in my area was imperative for me to know. My next attempt will probably be GM Card because it appears they pull EQ as well. I'd not know that if it weren't for Mills and CN! Mommy2cats
I did my good deed for today, I finally added to the website. Wish more Marylanders would update the list also!!
Bump. With the season instigating so many credit card applications, we should continue to update http://www.millcbs.com
I will update again when I begin to apply for credit. I'm about 30 days away however. My GF is weeks away and she will update immediately. I'm entirely on board with this movement. Help out, especially if you're from CO.
I've updated - did so for my Target card - and the Best Buy and GM cards I just got. It's helped me plan my strategy! Keep updating everyone! Mommy2cats
Anybody think it would be a good idea to keep this thread permanatley at the top by the FAQ's with a link to the site to remind everyone to fill it in??? I think more people would remember to do it and it wouldn't have to keep getting bumped Just an idea. Call it "REMEMBER MILLSCBS.COM" or "IF YOU APPLY, CLICK HERE" I think it would remind us ALL to fill it in. mysti_summer