Yippee!!! I sent a Validation letter to a collection agency over a month ago. Well, all they send back is a letter stating they have verified my BK and that they would update the acct to show "included in BK". Well, after the 30 days was up, I sent a letter telling them that they failed to properly validate the account with the appropriate documents. I gave them 15 days to delete. Within two days of my CRRR letter, I get another letter telling me that since my letter was not properly addressed,as a courtesy they would delete the account in it's entirety!!
Thanks! What's even better is that there are no more collection accts. reported on any of my reports or hubby's reports. I know they said "included in Bk" but they were still lowering our scores overall.
