who does cap one pull?

Discussion in 'Credit Talk' started by PAE, Dec 2, 2002.

  1. PAE

    PAE Well-Known Member

    Anybody know who capital one pulls when you apply online?

    I did check milcbs


    Thanks
     
  2. Manequinne

    Manequinne Well-Known Member

    I have seen posts lately that they pull all three.

    Good luck if you decide to apply!!!
     
  3. PAE

    PAE Well-Known Member

    Thanks,

    If they pull all three I will DEFINATELY not apply...
     
  4. GEORGE

    GEORGE Well-Known Member

    2 OR 3...NEVER 1
     
  5. DemPooches

    DemPooches Well-Known Member

    They pulled all three for us.

    DemPooches
     
  6. dep_tx

    dep_tx Well-Known Member

    all three for me last week.
     
  7. tr1252

    tr1252 Well-Known Member

    Be careful here! CapOne pulls ALL THREE, ALL THE TIME. What's worse, they base their decision on the LOWEST SCORE, and NOT the middle one. I found this out the hard way, after being a cardholder with PERFECT history for 2+ years. I applied online for their No Hassle card. They came back with a CLASSIC MC with a $300 CL. I called them immediately and aked if they were joking, after which I said "no thanks, this one is NOT being activated!"

    I'm doing a BT to my new GM card. CapOne can stick their card where the sun don't shine.
     
  8. tr1252

    tr1252 Well-Known Member

    Be careful here! CapOne pulls ALL THREE, ALL THE TIME. What's worse, they base their decision on the LOWEST SCORE, and NOT the middle one. I found this out the hard way, after being a cardholder with PERFECT history for 2+ years. I applied online for their No Hassle card. They came back with a CLASSIC MC with a $300 CL. I called them immediately and aked if they were joking, after which I said "no thanks, this one is NOT being activated!"

    I'm doing a BT to my new GM card. CapOne can stick their card where the sun don't shine!
     
  9. drmgirl6

    drmgirl6 Well-Known Member

    I applied for the business card (actually they solicited ME for the card) and they only pulled EQ. The denial letter they sent said they pulled TU. They obviously are confused. I check my reports daily and there is no inquiry from them. No matter. I sent the denial letter and the application they sent me back and told them to remove me from whatever list they had and not to contact me again.
     

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