I had a CA actually send me a copy of there Automated Recovery Systems Collection Assignment. It shows the date they received it for collections. It was for a medical bill, it had the following blanks: responible party's name, address, phone, spouse, patient date of birth, and SS#. It also had empoyment of responsible party with address, and phone. Name of bank, branch, account number. Spouse's employment, position, SS#, address, phone. Nearest relative's name and address. Debt based on: AR, contract, note, returned check, suit filed-no judgment, or judgment/case no. It also has a place for patient acct. ID, principle amount, interest, total due, date of last charge or purchase, date of last payment, date of last interest. Then Company name. address, phone and date. This was a collection on my DH CR and the CA was trying to prove that it didn't matter if I was the patient he was still responsible. What in fact it did prove was that they knowingly were reaging this account, because they did have the date of last charge, but were using the date they received.
baronthoms, Welcome to the board! It looks like you have some "snap", if you are or aren't a lawyer. The board always can use and abuse another legal mind. Charlie
humblemarc, I've had 3 or 4 times that IC Systems have had collections on either my report or a friends report. If they can't validate they will ususally send you a letter stating that they will delete. Have they verified with the CRA's?
Isn't that where our friend humblmarc is from? Why not give him a call and ask him to delete it for old times sake! 0
Re: humblemarc Marc- I can confidently say that there are NO Federal cases in the USA, or Colorado cases where a "no status" tradeline and the FCRA were involved. I thought about your situation and I think that if you do dispute the tradeline (you do, yes) and the CRA refuses to investigate (as they have), then it is a willful refusal to comply w/1681i. Don't you think? Just a straightforward refusal to investigate. In response to your question, I am not an attorney, no, I just like the law. I don't know any FDCPA or FCRA attys in CO. either. Have a happy holiday season, Cheers!
