Discover BT oddity...

Discussion in 'Credit Talk' started by Ozzyburger, Jan 2, 2003.

  1. Ozzyburger

    Ozzyburger Well-Known Member

    Well I think it's odd anyway... the other day I called Discover and asked about a BT - they quoted me 3.9% until June, no fees.

    Okay, so I log on to do that. On their site it quotes me 5.99%.

    I drop CS an email and ask which one it is. They reply if I do BT online, it's 5.99%, via telephone is 3.9%.

    Guess it pays to investigate both methods!

    Anyway, just an FYI.

    Ozzy.
     
  2. desrman

    desrman Banned

    There is a 1.9 offer currently by discover bug them and you will get it.

    online - 5.9
    telephone -3.9
    telephone + request - 1.9

    Be careful with these unethical scumbags they change the APR for no reason. In my case they changed the rates citing a 30 day late a year back on some other account, i paid them back and two months later i get back the original offer LOL. According to discover there are 2 depts Marketing and Credit one located in mars an other venus.Try them out if you want to experience "bait and switch".
     
  3. Saar

    Saar Banned

    Once you make a lower-rate BT over the phone, it becomes available online. You can call, make a $100 BT, and then proceed to transfer 1000's online.


    Saar
     
  4. Saar

    Saar Banned

    Very true. In many cases, the first BT offer a phone rep makes you is not the lowest. Always inquire whether there are lower-rate offers for your account.

    Also inquire about BT transaction fees and remember Discover uses 2-cycle billing.


    Saar
     
  5. DaveH

    DaveH Well-Known Member

    has anyone recently had luck getting a line INCREASE in return for accepting a promotional BT?
     

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