Any recourse??

Discussion in 'Credit Talk' started by Jenasea9, Feb 10, 2003.

  1. Jenasea9

    Jenasea9 Well-Known Member

    I have an old paid apartment collection from 5/98 posted from IC Systems. They absolutely refuse to remove it and have placed it as "customer disputed" for the last 5 years. I went to the OC and they have not record of me. Two weeks ago the OC called the CA and requested that they remove and have me check last Monday. I did and got a sorry too bad so sad and I was a liar about the OC calling them when I said they are reporting an account that doesnt exist. I went back to the OC and now they refuse to return my call.

    Is there anything I can do??
     
  2. whyspers

    whyspers Well-Known Member

    If it is being reported by the CA, but not the OC, request validation. Doesn't really matter if its paid. Just follow the steps ( I think they are in the FAQ).


    L
     
  3. uniondiva

    uniondiva Well-Known Member

    ooh, Jen.

    your scores are looking great.. my suggestion would be to send the oc a letter similiar to the letter that tnobles and valgal sent to fcnb on midland. I would post the link but don't have the time right now. I bet they would fold!

    Have you sent them any correspondence?
     
  4. Jenasea9

    Jenasea9 Well-Known Member

    I sent one validation to IC Systems back in September and my fault failed to follow up as I dealt with others. They sent me a letter stating they did NOT have to validate since when it first showed up (before Creditnet) I had disputed it as I didnt owe it and that is why it shows as "disputed" for so many years. Also I paid it 2 years later (2000 also before Creditnet) thinking wrongly that it would "clear up".

    Thank you guys for the response. I will search for the letter. It is so convinent that I go visit the manager that called at 3 pm and she is always at lunch.

    Jenn
     

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