I have a Citi card, and just received a pre-approved offer from Citi. Under The Terms & Conditions Of Offer it states... The offer is only valid for new accounts. Does anyone have experience with them sending a second card from Citi with a pre-approved offer.
Yes, I did received AT&T Universal card cl for $7500 back on 12/02 last month I did received AT&T Universal Card Rewards ...invitation after applying I was approved for another cc cl $ 5500...go figure...it looks like they pulled soft inq or inhouse score...my score is 647...
Yes, I got three back to back pre-approved offers and got all three cards. (AT & T Universal, Plat. Select and Aadvantage World card). Also have a business account with them.
The card I have is a Platinum Select Master Card. The pre-approved is a Citi Dividend Platinum Select Master Card. Looks like they are different cards, so what the heck, might as well try.
Those that got pre-approved AT&T offers. I received a pre-approved AT&T offer today, but under the Terms and Conditions they state they can gather information from the CREDIT BUREAUS. Has anyone had hard inq. from pre-approved offers? How long did it take to process the application over the Internet. In the past when I got pre-approved offers the credit line was immediate with no hards.
Expect a hard. They want to know that you're credit is still OK as it was when they pre-screened you.
Yup. The pre-screening results from a soft pull that tells them that you're in the ballpark. When you take the bait and apply they pull the hard one to determine whether your seat is a box seat, in the nosebleed section, or...they could kick you out of the park entirely.