I am also working on my soon to be ex wife's creidt report. Wife has 3 paid charge off accounts aged 1-2 years old. One of them is with American Express. The others are for a medical bill and one for Niagara Water, (the water guy drove my dog nuts through his incessant knocking on the door requesting payment) I should have oppened the door lol! Anyways, my question is do I pursue my goals to clean up using the NUTCASE letters? or am I best served to follow the "not mine" approach with CRA.
