CC that pulls Equifax only.

Discussion in 'Credit Talk' started by LosAngeles, Jul 7, 2003.

  1. LosAngeles

    LosAngeles Well-Known Member

    I am looking for a CC that pulls equifax only, with online application. I have GM and Corvette already.
     
  2. Amy B

    Amy B Well-Known Member

  3. LKH

    LKH Well-Known Member

    I think citi pulls Experian mostly. Target visa I know pulls Equifax only.
     
  4. Amy B

    Amy B Well-Known Member

    Citibank pulls eq only here in TN that I know of. Every inq we've ever had.
    Lowe's and HDepot pulled eq, so did amsouth.
     
  5. LosAngeles

    LosAngeles Well-Known Member

    Ok got target visa.
     
  6. Amy B

    Amy B Well-Known Member

    Whoo hoo! what'd they give ya and what were your scores?
     
  7. LosAngeles

    LosAngeles Well-Known Member

    700 limit, I have 746 eq fico. Do you think I should call and ask for a CL increase?

    PS:I heard so many bad experinces about them tho, they have very bad consumer service imo, I don't wanna end up with 3 hard inquiries out of nowhere.
     
  8. SoParkDiva

    SoParkDiva Well-Known Member

    Re: Re: CC that pulls Equifax only.

    700 cl with a 746 FICO?
     
  9. Amy B

    Amy B Well-Known Member

    I wonder why so low. Do you have a short revolving history or low existing cl's?
     
  10. LosAngeles

    LosAngeles Well-Known Member

    Yeah I have very low balance on my credit cards. But that's because I pay off everything monthly. I called them and they said they can't offer anything higher.

    What do they want? 800 fico for 1k limit? Oh well.

    Any other suggestions?
     
  11. GEORGE

    GEORGE Well-Known Member

    Re: Re: CC that pulls Equifax only.

    My F.I.C.O. range is 665-739...I got $10,000 on 12/24/2001...wife got $10,000 on 12/24/2001

    BUT I THINK THEY SHOULD GET OUT OF THE BUSINESS...THEY ARE JUST TOO "SKIDDISH" TO BE IN THE CREDIT CARD BUSINESS!!!

    (HIGH INCOME~~LONG HISTORY)
     
  12. bigmon

    bigmon Well-Known Member

    Re: Re: CC that pulls Equifax only.

    If you have GM and Corvette go back to HH and get the Union Card. Put down that you're in SAG or one of the studio unions. It's a slam dunk. They pull EQ.
     
  13. LosAngeles

    LosAngeles Well-Known Member

    Re: Re: CC that pulls Equifax only.

    Ok I applied for Union Card, I will call back in the morning.
    And target pulled equifax,
     
  14. Amy B

    Amy B Well-Known Member

    Re: Re: Re: CC that pulls Equifax only.

    Big....did I ask you what the union card was?
     
  15. wajaba

    wajaba Well-Known Member

    Re: Re: Re: CC that pulls Equifax only.

    Amy,

    I'm not bigmon, but here's the Union Plus card's website: www.unionpluscard.com

    wajaba
     
  16. bigmon

    bigmon Well-Known Member

    Re: Re: Re: CC that pulls Equifax only.

    Amy,

    I answered about the Union Plus at one of your other posts.

    BTW...got approved today for Staples with no PG.
     
  17. four20nik

    four20nik Well-Known Member

    Re: Re: Re: CC that pulls Equifax only.

    Okay...here's the rundown, as eq was my best score. Im in TX...

    Dillards
    Chevron
    American Express
    Circuit City Visa
    ALL HH Cards (Gm, Corv, Best Buy, Roomstore, Union Plus, Comp USA, etc)
    Home Depot
    Lowes

    these are in addition to the ones listed above. It surprises me that TV only gave you 700. Funny, I got 3 amex's last month, but denied for Target visa. Kinda glad, now. Surprised Circuit City went as high as they did...figured they'd be stingy. Dont forget to dispute the inquiries with eq if you get denied by anyone (just dont use the word fraud!! Long story, lol)
     
  18. Amy B

    Amy B Well-Known Member

    Re: Re: Re: Re: CC that pulls Equifax only.

    Yay! Way to go big!! I know you feel better now don't ya! :)
     
  19. Amy B

    Amy B Well-Known Member

    Re: Re: Re: Re: CC that pulls Equifax only.

    Whoa, what a minute.......how on earth did you get 3 amex's in one month? I thought they had a 90day wait between inqs? My bro has been waiting to reapply for another card. What were they and what did you get (cl's) if you dont mind.
    I have NEVER gotten eq to delete a single inq on their own. "b" you know.
     
  20. LosAngeles

    LosAngeles Well-Known Member

    Re: Re: Re: Re: CC that pulls Equif

    Approved for Union as well :)
     

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