You may want to check your EQ report. According to another message board, Equifax is re-inserting hard inquiries.
I knew it. I knew we were giving out too much information on this board! Tips such as bumpage should be shared through e-mails I think.
You know, I just ran a MYFICO on EQ and could have **sworn** I had NO INQUIRIES before my EQ membership ran up in May. Now, I have 3 inquiries showing up again back from my mortgage loan from last January/February. This is not good...
Depends on why they were removed in the first place Charlie. Those TL's removed as a result of your dispute are subject to the re-insertion rule. 611 (5) (b)
Not sure if anyone else had this problem, but I went from 4 to 13. I had 9 inquiries from mortgage loans that were coded EU, such as EU-Landsafe Credit. They were not counting in the FICO, but always showed up when I applied for something. Now, FICO is counting them as well. I think this is what happened.