getting rid of lates legally II

Re: Re: getting rid of lates legally II

yup, that happens to be my philosophy now that I've discovered credit repair, and I'm not ashamed of it. Know why? Because ALL my negative info is (if not incorrect) over 3 years old. My credit report and score do NOT reflect the person I am today. I'm one of the best credit risks around. Look, most agree that the whole system is unfair. I mean, how on earth can the tradeline I described above be anything but helpful to my score? Maybe I'm being picky, but if that ONE late is hurting me in any way, I want it GONE. Also, negative info is reported far too long, IMO.

I dont mean to sound bitchy either. I'm just feeling like i lost this little battle, and it was one i really thought would be easy to win.


btw, I'm glad to hear lenders dont see the reports the same way we do. I had no idea.

thanks, I'll try it, but I'm not holding my breath.