Applied to BOA for their Platinum card on-line. Was denied the next day for: 1. Number of trade lines now current 2. Average age of accounts in credit file My FICO (fako) on TU is 706. No negatives, nothing.. Many accounts that I have had including, Discover, Macys, JC Penney and Sears do not show on the TU report. I have maintained good standing with several cc account for over 20 years, but unfortunately do not show on my TU report. My question: Is is best to use planted feedback or place a call to BOA? I have read previous posts discussing Robin, a CSR. Has anyone had recent experience dealings with her to ask BOA to reconsider an application for a new account?
BOA has a well documented (here and elsewhere) history of being very responsive to planetfeedback. Worked for me after initial denial.
