Just got my Equifax FICO which is 620. I understand Target only pulls Equifax. Is that true? If so, will 620 be good enough to get me a teaser card with a $200 credit line? Does it make more sense to not blow the inquiry and wait until I get up to 640 or so? Thanks.
They pulled equifax on me a couple of years ago and my score was in the low 600's and I got the $200.....then after about a year got the Target visa with an $800 and the mo foes closed my store card and said the history would continue for the visa...NOT TRUE, I was VERY upset at them for that because I needed history and that hurt and they wouldn't re-open the store card....but the store card is pretty easy to get, which is what you really wanted to know LOL
I just got approved for a $200 guest card w/them - they pulled EQ and my fico was 602. I say go for it!
