i applied for the discover card in the beginning of june and was denied to due to 2 negatives on my equifax i disputed and they were deleted i than reapplied and was denied to excessive department store credit cards... i am trying to get a "prime" card as i have closed all visa and mc except my capitol one i also applied for national city and am waiting to hear from them as well i guess what i am asking is if i call them do you think they will reconsider? i have no negative items on this report
I applied for discover a few times w/ never any derogs...I was always denied due to some reason...too many cards, too many inqueries, not enough history....from what I've read on the boards w/ them I'm not interested in giving them my money now...If your equifax is clean, I'd go for amex skymiles...then switch to lower rate card...and citi AA..and again switch after approval for a lower interest card...that was my easiest way in the door...and they both have GREAT re-consideration departments if need be....
my equifax score is 659 i would love to get my hands on a amex card but i belive in illinois they pull trans union and i have some work to do on that still i belive my tu score is like 612, anyone ever delt with national city they pulled my equifax and i am still waiting
What about the Household trio? I think they always pull EQ, and your scores should make you good to go. You didn't say either way, but I don't believe they are BK friendly.
Do a search here on "patelco" and you'll find alot. They seem to be BK friendly and generous from all reports here. Good luck.
i have never been bk and i had a orchard card for 3 years they never would raise the limit from 300 so i cancelled it they pulled experian which is my worst report
ok applied and got a patelco visa for 2500!!!!!!! and the pulled experiam and it is my worst report does anyone know what kind of rates they give and how long it takes to get the card???SCREW DISCOVER they didnt want my business on a flawless report!!!! thank you all so much!!!!!
I have the visa gold....8.9% There are other types/rates....look at the websit www.patelco.com All the rates, for any type of loan are under the "loan rates" section...inculding cc....btw, CONGRATS!!! ps people have had success calling and asking for a limit increase to bt, you may wanna try it, you might get bumped up to 5k
