Forthy-Four Points

Discussion in 'Credit Talk' started by broncsboi, Oct 21, 2004.

  1. broncsboi

    broncsboi Well-Known Member

    I just checked myfico Exquifax report compared to Privacy Guard.

    PG - 692
    Myfico - 648

    Ugh.

    Myfico is reporting limits that are acutally now $0 but still show balances and I do have five inquires within the past twelve months; two of which are utilities (cable and cell phone). PG shows this as well.

    I plan to just pay down my remaining balances and not apply for any credit until this time next year (if the scores are good).
     
  2. soup

    soup Well-Known Member

    Scores never reflect correctly, not right away, give it few weeks and I'm sure you'll see a pop.
     
  3. pd11604

    pd11604 Well-Known Member

    That sounds like a good plan!
     

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