paid judgment not showing paid?

Discussion in 'Credit Talk' started by opie, Nov 22, 2002.

  1. opie

    opie Active Member

    i paid off a judgment over a year ago but on my credit report it shows i still owe the money. this
    is really hurting my credit and has hurt me trying to buy a house. instead i had my mother buy my house for me, that really sucked.

    its a 2500$ judgment.

    ive called the creditor and asked that they fix the problem. they said no problem but its been over 2 months now.

    do i have just cause to take them to small claims court now, and sue for 1,000$? i dont see why i should give them another chance to correct this.

    this would also help pay for my other unpaid judgment. im serious
     
  2. waalien

    waalien Well-Known Member

    Check your state laws on satisfaction of judgements. In Cali, you can get them in serious trouble and get damages,

    for example, from
    http://www.sandiego.courts.ca.gov/superior/courts/smallclaims.html#pj

    Within 14 days of the judgment being fully paid, the judgment creditor must file an Acknowledgment of Satisfaction of Judgment with the clerk. The judgment creditor may be liable for $50 plus actual damages for failing to file the Acknowledgment of Satisfaction within 14 days of receiving a written demand from the judgment debtor.

    Your state may have something similar, go do some digging around on your state's small claims court website :)

    HTH
     
  3. tracyb0313

    tracyb0313 Well-Known Member

    Have you tried disputing it? Mine was paid in 97, and was showing unpaid. I disputed it a few different ways, not mine, incorrect information, vacated. They all worked between the CRA's. I disputed the address I was living at at the time of the judgement first though.
     

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