What credit agency does Bank of America use. I have not had a card from them for many years. Thinking about the US airways platnium card. Thanks Rob
It seems that they pull TU on almost everyone. They seem to do a monthly AR on exp after the account is opened.
So if I request a credit line increase who do they pull? Exp because that's who they use for ARs? Or would they pull TU and give me a hard inquiry? I'm having trouble deciding whether or not to request an increase on my BofA card. It was one of my best, now almost my lowest limit. Even my AT&T MasterCard, which had decreased my limit to $500 in my "bad" days is now more than BofA.