Response to my disputes - I had three disputes. Transunion response with investigation results "new information below" - actually, no new information. One was Midland. Another dispute was for Capital One Auto, but they verified two Capital One Credit Card accounts. Maybe I'll receive a response to the auto account in the next few days. By the way, my letters were mailed 07/22/2007 and their response is dated 07/31/2007. Is it possible to verify in nine days? I'm hitting brick walls all the way around. Could anyone resond with what should be my next step?
I think these are stall tactics. I would call TU on the "new information below" response, they might delete it for the asking. As for the Cap One Auto, I would start all over on that one. They might have verified against their own incorrect records. Ask for a description of their investigation procedure. There is a sample letter on this board.
Have you checked all the date info such as reported on XX/XX, late on XX/XX and all those? When I submitted two disputes and requests for correction on personal infomation, it took only 9 days after they received my letter (CM-RRR). Disputes are both successful. Sometimes, they won't bother to use all 30 days given to them, I guess.