Recent Activity

Activity stream for all registered members at Creditnet.com - Credit Card and Credit Repair Help Forum.

jshimmer replied to the thread Need HELP with Refinance Question. High Card Utilization hurting FICO.

If your home is worth $725,000 and your mortgage balance is $480,000, you have nearly 34% equity in your home. Your PMI should have...
Oct 16, 2018 at 1:48 PM
jshimmer replied to the thread 8 Year Old Judgement with Capital One - $25,000 - Advice Please.

Being that most contract law is state law, not federal law, of course it depends.
Oct 16, 2018 at 1:42 PM
jshimmer replied to the thread Closing a Credit Card Account - Impact on Credit Score.

Balance to credit limit ratio is a component of your credit risk scoring. I never close them. I have at least a dozen or more cards...
Oct 16, 2018 at 1:39 PM
jshimmer replied to the thread General credit score questions for first time home buyer.

Any new debt will be a negative relative to credit scoring. But as you pay, it eventually becomes positive. As you said, age of...
Oct 16, 2018 at 1:31 PM
jshimmer replied to the thread Questions about Divorce, bills and credit.

An order from a family court case (e.g., divorce) can't change a financial contract. Meaning, a judge in family court can't issue a...
Oct 16, 2018 at 1:21 PM