Accused by CRA of using CROs

Discussion in 'Sample Letters' started by pbm, Nov 17, 2001.

  1. pbm

    pbm Administrator

    This is a response to be used when and if a credit bureau accuses you of using a credit repair organization. Send as certified mail, return receipt requested.

    «Your Name»
    «Address1»
    «Address2»
    «City», «State» «Zip»

    «Company»
    «Address1»
    «Address2»
    «City», «State» «Zip»

    «Date»

    Dear Sir/Madame:

    I am very dismayed at your suggestion that I may be using a credit repair firm. But I am absolutely appalled that a major international firm of your stature would commit such an obvious infraction of the Deceptive Trade Practices Act.

    If I were indeed using a Credit Repair company as you so insidiously suggest, I would immediately and without further ado file a lawsuit against you for TORTIOUS INTERFERENCE WITH CONTRACTUAL RELATIONS as well as a lawsuit for violation of THE DECEPTIVE TRADE PRACTICES ACT.

    Please do not insult my intelligence in such a fashion again or I will immediately refer the matter to my attorney with demand for immediate legal action against you.

    I have made lawful request of you to verify a report about me in my credit files. May I respectfully suggest that you complete your investigation within the time period alloted you by law and in the event that you are able to verify this report that you supply me with the name, company address and company phone number of the perrson having verified the report and a full and complete report on the method you used to perform your investigation.

    Please be advised that your failure to complete your investigation and comply with the law may result in legal action against you for something much more serious than a violation of FCRA.

    Sincerely,

    «Signature»
    «Your Name»
     

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