Dispute an entry on your credit report

Discussion in 'Sample Letters' started by Creditnet, Oct 18, 2009.

  1. Creditnet

    Creditnet Administrator

    Letter contributed by sparq:

    ********************************

    <Your name>
    <Your address>
    <Your city, state, and ZIP>

    <CRA's name>
    <CRA's address>
    <CRA's city, state, and ZIP>

    <Today's date>

    RE: <Account information, EXACTLY as provided by the CRA>

    Dear <CRA's name>

    I have discovered the above inaccuracy on my credit report. Please remove and/or investigate it immediately.

    Sincerely

    <Your name>

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

    sparq: This tells the credit reporting agency (CRA) that you have found a mistake on your credit report. I personally prefer not to elaborate on what exactly is wrong with the report, as the law does not require you to do so.
     

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