Separate names with a comma.
Thanks for the replies. It's one of those things that makes me sick to my stomach knowing how much we are at the mercy of a BS system, and...
My wife and I have been dealing with getting a new mortgage for a couple months. We have had our CRs pulled by the lenders, and whenever they...
I too recently had a mortgage broker pull all 3 of mine and the only one that was correct was EQ. EX was about 30 points lower than what I had...
Maybe try disputing/validating with the original creditor and give them a short deadline to reply.
I believe it really depends on how long your escrow is. If it's a short one <30 days, they MAY pull it one more time. If it turns out to be less...
Closing an account with a high balance still on it. Seems to confuse the hell out of the scoring algorithms and make your score higher.
Congrats on getting that card, but if your credit is not good at all, you should probably try to fix the "bad stuff" first. It will allow you to...
I would think not since they're not extending you credit.
I agree with Breeze. I had a DMB card with an initial credit line of $3500. I charged around $3300, paid it off, and than within a couple...
I agree with LKH, however, I had a collection removed and my score went up an unbelievable 47 points on EXP.
I'm not sure how the CRA's would dig up the info if it's been deleted from your reports. However, as with any rule or law, I think the key words...
My wife just got approved for Citi with a score of 654 (EXP) and she has some late pay derogs and a paid collection but all were more than one...
Awesome. My wife and I are working our way up there too as soon as we close escrow on our new home! :-)
I don't have the letter offhand, but I had a similar situation. I demanded they to send me a letter stating the due dates and the dates the...
I actually got a notice, for some unknown reason, from Experian stating, "California consumers have a right to bring an action for civil penalty...
George, Thanks for the reply. No, we didn't apply for a second card. They said they were just doing an account review. I'm definitely...
Does a current creditor (credit card company) have the right to do a hard inquiry in order to review your account? I just had two creditors do...
You file in your state.
Thanks Dave and LKH for the replies. Much appreciated. I actually already did send the Intent to Sue letters, in which I got no response for...
I understand you have a couple lawsuits filed or served against companies, so maybe you have some helpful info for me. I am wanting to file...
