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I see BAYHOUSE refugees, too. Christine lost a lost of people (including me) back when she was tearing her hair out over the forum software. It...
>What happens to your debt plans when something >happens? >How are you going to pay? With no liquid savings? With your credit. This is why I...
>Why should I have a 10-15k e-fund, and have >as much debt as I do. It would save me money in >the long run to pay that 10-15k on my debts, even...
>I will be debt free long before you and Sam >because, we'll be {hopefully} in better position to >never have to add to cc debt. Stay...
>The last cash advance I've taken was on 12/12/00. >In 2001, I reduced my cc debt by 22%. Had I not >had those cash cushions, it would not have...
Depressing is earning 1-2% on that $1500 while paying 9% on the $3500 CC balance. I vote for retiring debt as rapidly as possible. Even if it...
Agreed. However... What do you do when the 3 to 6 month cash stash runs out? Fall back on your $500 CL Providian? RM
It looks like CardTrak eliminated their discussion forum. Any clue as to where the regulars went? I wouldn't mind knowing where the Amex rep...
I see quite a few posts here from people who are suffering from setbacks (often it's unemployment) and are having trouble meeting their monthly...
Hmm. I've exceeded that somewhat with my one Citi account. Odd. It must not be a hard-and-fast rule...
Be careful and read the fine print. I've seen BT checks where one would be pre-printed with my name yet the fine-print indicated that any checks...
Yup, I'd ditch it. Unless that Cap One is your only other tradeline. When you call to close your account, the credit union might just suddenly...
Isn't the Platinum the "higher and better" card? Maybe the two accounts can be combined (ie close the gold and merge its credit line into the...
So the exisiting lines kept getting bigger, but you didn't add any new revolving lines? With a stated income of $47k, I think I'm already...
>How many bank cards do you think >is too much ? 6,7,8 or more ? I've heard that >having 4 cards gets you the best FICO. That sounds about...
Thanks. I just tried PFB for the first time. I figure that it's worth a shot - it only took 5 minutes to clean up the machine-generated letter...
They're on to me! About a week before I received these special BT checks, hit the "request credit-line increase" button on their website....
What's the best possible rate on a Citi Platinum Select? Prime+2.9%? I'm about to put some pressure on them over my fixed 11.9% rate and I need...
It took about a week for me to receive anything indicating that I had been approved... I got the same message. RM
I feel all sneaky and stuff. I wrote one of the BT checks for $4990 and sent it by mail to my credit union with a note to apply it to my LOC....
