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Re: Re: Re: Re: Re: Re: Patelco Rules!!!! Approved!! I should also say those are the key factors that effect your score (utilization, history,...
Re: Re: Re: Re: Re: Re: Patelco Rules!!!! Approved!! They have a contract so to speak with whoever...some have two so who they pull and where is...
Re: Re: Re: Re: Re: Patelco Rules!!!! Approved!! Each credit bureau has it's own scoring system....fico is closest to Equifax...experian's number...
Absolutely, the older the tradeline the better.....
Re: Re: Re: Re: Patelco Rules!!!! Approved!! LOL I did the same thing ;) CONGRATS on the approval!!!! Ask for an increase...they've been...
Only 5k intitial limit....will try to raise it.....argh, I can't remember if I did gold or signature.....wonder if they'll switch'em and raise...
Re: Re: Re: NEW EXPERIAN!! Is *B* Possible? Yowza! 42? Hard?
I figured what the hey and applied for the United Miles card.....switched my delta skymiles(amex) to the platinum optima w/ a fixed rate because I...
I "believe" reviewed is just another word to them as "verified" or "checked"..........
Read the patelco rules thread.........lots of re-financing for auto's there w/ scores and such...
A BK won't do away with your student loans...... I personally, would buckle down and spend every penny getting your finances back in...
Many have had AMAZINGLY lower interest rates at www.patelco.com I'd refinance in your name alone...it'll help you and your sister....
Yes. At least I think so, but think they are more likely for the amount of $ owed....it's not worth the court fees for just a couple of hundred...
no derogs but my oldest "open" tradline is from 2002....I have higher than average utilization too I think
You don't have to use all the money right now either, I'd just hate seeing a someone throwing away money at that rate....possibly, pay down 3,000...
Can judgements be add to bk? I "think" so but am not sure.........how long does the whole process take? Should you get an attorney, or file on...
I'd pay the ALL of the 27.9% rate.....8k...save the 2k for an emergency, and pay your personal max on both of the other two each month....once the...
Re: Re: credit score I agree with Mongrol...like the liars club catagory but love the FOS CLUB!!!! hehehaha
I have the visa gold....8.9% There are other types/rates....look at the websit www.patelco.com All the rates, for any type of loan are under the...