Separate names with a comma.
You state that the first contact you received from this CA was a phone call. Subsequent to that initial contact, they were required to send you a...
I have an old (last activity more than 8 years ago) student loan. Total amount of loan was $2500. This loan does not show up on any of my credit...
I took the advice here and gave Generations Bank a call. For self-employed persons, they request a copy of your 1040 for income verification....
I have read good things on this board about Generations Bank, especially that they don't report to CRA's (giving a "hidden" CL). I have been...
Just to add one more to the list, In Indiana they use Indiana Mutual Credit Assn. or IMC Credit Services. You can find a list of all the...
I received this card in Dec 2001. They pulled Experian. (My score was around 740) My initial credit limit for the VISA was 8000. Greg
Just to add to the previous posts, I also think the "30 day" message usually means approval. I applied for the Chase Platinum and received that...
A quick qustion for the group. I applied online for Amex Blue on 1/11 and was approved "pending some verification." They pulled EXP and my...
I have also had problems with a Gulf State affliate in the past. You also want to look up the FTC opinion letter of March 10, 1993 from John...
Thanks for the info. I will call EFX and ask them to send out the updated report to AMEX tomorrow. Greg
I applied for Amex Blue back on 12/18. Amex pulled both my Experian (738) and my Equifax. At the time they pulled Equifax, there was one...
If the creditor reports to the CRA each month, then the account will show as "charge off" status for each month that the account was updated....
When I got my Privista update of my Equifax report this week, it showed that Equifax had CHANGED MY SSN. I certainly haven't requested or...
Collection agencies LIE to people all the time in order to get you to pay. Once they get your money, they could not care less what goes on your...
First, you should be aware that Gulf State is one of the absolute sleaziest collection agencies. Don't believe a SINGLE WORD they say unless you...
For those just starting the repair process, I thought my results might be encouraging. I began my project in mid-August. So, far my results are:...
I've also had the best results with Experian. In dealing with them, I've found the online dispute process through CreditExpert to work better and...
Some of my credit profiles look better than others. In my case, I have no negs left on Experian, but a couple on Equifax and TU. Is there a...
I have a small collection listing from 96. I sent request for validation in Aug and received no response. Sent estoppel in Sep and received no...
Let me clarify. I made a depsoit to the account (a check from a client) which was not paid by their bank. My bank debited my account for the...
