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I can NOT get them to lower my fixed 11.9% Plat Select. I'm tempted to threaten cancellation. Instead I punish them by never revolving on that...
Does TU have a credit monitoring product?
It seems that darn near everyone but me has the ability to look at their credit anytime they want and from whichever CRA they choose. Are all you...
Check this one out (this is a check-based offer): 1. 5.9% until the BT is paid off with no transaction fees. This is a first for me, even...
>Can you pay it off early without penalty? Yes. It is also a simple interest loan, so the earlier you pay it off the less interest you end up...
I used them to refi an existing auto loan. No problems to report other than the fact that they forced me to go to the DMV for a title issue that...
CheckMate seems to be the marketing name for one of MBNA's LOC products. There's a fee of 3 or 4% for all advances and the interest rate is...
Will MBNA merge a CheckMate/GoldOption LOC into a Platinum or a Quantum CC? I just foolishly said "yes" to an MBNA telemarketer who wanted me to...
Limits too high? WTF? I have never heard of such a reson for a denial! That canned "reason" must be something Amex cooked up and not based on a...
Quantum? What does Quantum have to offer? I understand that the APR is no better... Do they send out lots of special BT offers? What's the...
I have a check-based line-of-credit product from MBNA called "Checkmate". Limit is 15.8k, APR is 12.99%. All checks and advances have a 3%...
Just clicked for an increase on a 15k Platinum that's been open for about two years. Got another $2.5k. Kewl. Got a BT offer at a perm rate...
I just went and did it. I applied on-line. I'm an Amex Blue holder ($15k limit and 9.9% - I pay off each month) and my Fico was mid-700's the...
My Equifax CreditWatch service is about to expire. Should I renew or go elsewhere? What service are you guys using that allows you to see your...
NextGen reason code "A2" maps to "Amount of credit available on revolving accounts." Is it possible that the NextGen scoring system dings you...
Have a look at the content on http://www.bayhouse.com What's-her-name may be a little nutty but her advice is good. I had a 751 FICO (Equifax)...
I'd love to see a scanned copy of such a letter. In all my years of turn-downs, I've seen "too many revolving accounts" and "revolving balances...
>"the amount of credit you have and how you use it >are important." >see here(must download pdf. file): I didn't see where they point out...
>>Can't it also lessen your chances of getting a >>loan??? >"Why all the fuss about unused credit lines? First >off, lenders view all open...
>If you pay your entire balance off each month, the >interest rate doesn't matter. YOU DON'T PAY ANY >INTEREST AT ALL! If only it were that...