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  1. uniondiva
    Post

    3 Paid Charge Offs (1-2 Years Old)

    use the not mine strategy first....... if they are verified, then go " nutty" on them!
    Post by: uniondiva, May 24, 2003 in forum: Credit Talk
  2. uniondiva
    Post

    1st Disputer Letter Sample

    this is fine, simple and to the point. you should also check the sample letters posted here. make sure you send it certifieid mail, return...
    Post by: uniondiva, May 22, 2003 in forum: Credit Talk
  3. uniondiva
    Post

    Newbie Needs Help! Long,Sorry

    Dispute the collections as "not mine".
    Post by: uniondiva, May 22, 2003 in forum: Credit Talk
  4. uniondiva
    Post

    guerilla tactic for stuck accts....

    great letter!
    Post by: uniondiva, May 22, 2003 in forum: Credit Talk
  5. uniondiva
    Post

    CRAs Procedure request - next step

    I would go straight for its letter myself!
    Post by: uniondiva, May 22, 2003 in forum: Credit Talk
  6. uniondiva
    Post

    Reporting Success!!

    for the judgement, if you have not already, ask the cra for procedures used to verify the account........ usually an easy violation because they...
    Post by: uniondiva, May 20, 2003 in forum: Credit Talk
  7. uniondiva
    Post

    Kohls

    but kohl's can influenced if you use pfb to do reconsideration.... it worked for me.... my first retail card... score 670 they pull tu only......
    Post by: uniondiva, May 15, 2003 in forum: Credit Talk
  8. uniondiva
    Post

    Home Loan Help!!!

    Re: Re: Home Loan Help!!! just so you know, fla-tan is the man... he is helping diva with her refi ( just finished) and purchase ( new construction).
    Post by: uniondiva, May 15, 2003 in forum: Credit Talk
  9. uniondiva
    Post

    nutcase letter

    no it is not necessary to have denial letters for the nutcase series to be effective. please read the nutcase rationale and you will see that....
    Post by: uniondiva, May 12, 2003 in forum: Credit Talk
  10. uniondiva
    Post

    New and overwhelmed!

    yes, "not mine".... but you may want to submit other disputes with this account.. I would wait until i got all me reports... what cra is showing...
    Post by: uniondiva, May 12, 2003 in forum: Credit Talk
  11. uniondiva
    Post

    CreditWorth.net

    Re: Re: CreditWorth.net great find!
    Post by: uniondiva, May 10, 2003 in forum: Credit Talk
  12. uniondiva
    Post

    Need good advice fast on refinance

    if your late's are recent, that is really going to hurt you.... try emailing fla-tan or willygart, who post on this board... both of them are...
    Post by: uniondiva, Apr 28, 2003 in forum: Credit Talk
  13. uniondiva
    Thread

    thanks fla-tan

    I would like to publicly thanks fla-tan for his help with my refinance.....although my credit still has a way to go, he helped me refi and pull...
    Thread by: uniondiva, Apr 28, 2003, 0 replies, in forum: Credit Talk
  14. uniondiva
    Post

    Been gone for awhile.

    welcome back!
    Post by: uniondiva, Apr 28, 2003 in forum: Credit Talk
  15. uniondiva
    Post

    kbanger, the saga continues

    hey, nice to see you around. i am preparing for 2004!
    Post by: uniondiva, Apr 28, 2003 in forum: Credit Talk
  16. uniondiva
    Post

    CRA suit-Summary Judgment

    i have not. I have not filed in fed. court either, done only small claims. But the theory is interesting. I will be following this thread.
    Post by: uniondiva, Apr 21, 2003 in forum: Credit Talk
  17. uniondiva
    Post

    I won! I won!

    congrats
    Post by: uniondiva, Apr 21, 2003 in forum: Credit Talk
  18. uniondiva
    Post

    My lawsuit

    i go to court with them soon..... they have not responded to my settlement offer.
    Post by: uniondiva, Apr 20, 2003 in forum: Credit Talk
  19. uniondiva
    Post

    judgement help?????

    Re: Re: judgement help????? any public record is a major negative and will hurt your score. who you pay depends on your state, Just make sure...
    Post by: uniondiva, Apr 20, 2003 in forum: Credit Talk
  20. uniondiva
    Post

    My lawsuit

    did you propose a settlement offer? how did they respond?
    Post by: uniondiva, Apr 20, 2003 in forum: Credit Talk
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