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even though it is not listed on your cr, wouldn't they still have PP if they are still attempting to collect the account?
Welcome back, Thank you for making the world safe for Credit-netter's. You will be reading for hours trying to catch up tho!
Butch, I love it when you push the aggressive, testostorone friendly, credit advice. you know how diva's like the strong, assertive type!
I would definitely do a debt validation letter, within the thirty day timeframe. It would help to know who the creditor is, because that could...
your first strategy should be to dispute with the CRA's. I would dispute as "not mine" and hope that the ca, since they have their money, would...
read the first three threads listed, that explain the basics of cra disputes. You should also read the fcra and the fdcpa. this will help you!...
if you have paid it, it can show the late payments (with dates)but should show a zero balance. however, that will not help your score. you need...
That is what is going on with me.... I currently have "no status" on my reports. Since this is for a bounced check, and they have actually...
Re: update I am bumping this, hoping someone will respond to my question... is this violation enough for a lawsuit. I would do small claims...
Does anyone have any experiences with IC Systems being easier to delete after payoff.... or generating violations after payoff... I need to...
if you don't want a default judgement, you have to go to court, simple as that. i am assuming you got no collection letters from this agency ......
Re: update they may have included court costs and atty fees when they got the judgment. I would check and see what they court judgment says.......
Re: update sorry tnobles, are you gonna sue for violations? Sassy.... is this enough to file a lawsuit over... should i just include it in...
Re: update okay, according to the bbb website... CB USA Inc is a credit bureua. I am checking your link sassy..... I am not working today, so...
i have a similiar situation.... i have a ca that sends me notices as CBUSA but is listed on my CR as XXXXX collection agency (totally different...
what type of violations? it could help, they are listed twice on my dh's credit report. if you are nervous about posting, my email is always on!
yeah, i tried it yesterday too..... nothing!
it really is up to you. most people here seem to file in small claims or federal, depending upon how comfortable they are with pro se...
first of all you need to read the first three posts listed and the FCRA and the FDCPA over at least three times (maybe while the kids are doing...
check the bbb website to get a name of the ceo or president to address the lawsuit to. are you suing in small claims or federal court..... just...