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It's possible that they stole her information and applied for a card in her name and had the bills etc. sent to a different address (which would...
I'm assuming your loans are in default? If so, ask about loan rehabilitation. Among other things, the payment is usually something like 1.4% of...
How far delinquent are you on each account? From what I understand, Providian is in fairly dire financial straits and might not be too willing to...
Wow Wow... listen to this quote from their 'sales pitch' Amazing... I'm thinking if they visited me with a 9 millimeter they would...
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Hi there, my sister in law is trying to get her student loans rehabed. My questions are these: 1.) The department of Ed has turned the loans...
Well, if you have 7 subprime cards and two loans, you might have too much credit. I know that's not the reason code they gave you, but they are...
Well, the best thing to do would probably check your existing accounts to see if they offer them. I know Citibank USA does so if you have one of...
I think those are like the gift cards that they advertise. You just decide how much $$ you want to put on it and they 'load' the card and send it...
I'm not sure it's worth worrying about for a vehicle loan. Your scores look pleny high to me to get a good rate on a vehicle loan. Having...
I would contact the original creditor. I'm not sure I'd believe that Eq actually went through the trouble of contacting them. If you have a...
Wow. I really like the way you put that... I think I'll print the whole thing out at put it on my wall ;) Myschae
Well, hopefully this won't sound too cynical but as near as I can tell the easiest way to get lots of credit is not to need it. I mean, for...
Ozzy, I completely relate! I'm trying to help a couple of relatives who are in the same boat as your friend. Actually, that's how I found...
I can't see how a validation letter would hurt. Although if they have the bounced check they would be able to validate. As far as assignment...
No, they need to prove to you that the debt is yours by verifying the debt. Also you have a right to know what category they're putting the extra...
I tried to shed some light on the accounting behind a charge off at this thread:...
Well, strictly in accounting terms a charge off is when a business writes off a debt on their taxes. You see, most businesses operate on an...
I also have one but I don't have a AU. I do know that First USA recently took over all of the cards. I don't know if that helps but I imagine...
Let's see if this works.... http://members.tripod.com/~CHEXSYSTEMSBITES/ Yep, looks like it's gonna. Thanks Mosdef, you're my hero! Myschae