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What is the best approach in your opinion(s)? I've read support for both approaches. Which do you think is more effective? Any proven successes...
They are hard inquiries. Do you happen to know what portion of the FDCPA they are violating? My next step should be to send them another letter...
Okay. Here's the story. I'm disputing five items on my credit report. Only one company responded with a half-ass attempt at validation. Of the...
Does anyone know of a good source for locating addresses for collection agencies? I'm looking for Sterling Inc. (which should be a creditor)...
Thank you. I'll be back in 60-90 days to tell you that they've deleted mine as well.
Does anyone know how to get a hold of these people? I have two items on my CR that I need to dispute but I cannot pull an address for them. Help.
Do you think requesting removal of inquiries by Cap 1 and other creditors, via PFB, may work? Let me know. I tried one of the suggest...
If she's an X-collector, shouldn't she know how to handle this situation herself?
All: I'm in. I pulled my EQ report and it gave a score of 592. I've tried to pull the other two but they needed verification that I was who I...
I should have stated creditors. Send five letters to five creditors asking for validation.
Okay. Find this site and learned the first step is validation. Sent five validation letters. Two-page variety in which 1st asks for...
How is everyone constantly on top of changes made to their reports. Do you use some sort of service? If so, which one?
Perfect. I sent all five validations out CRRR. I do not have copies of the actual letter, however. I have the electronic orinigals but not what...
Okay. I ran my Credit Report and found some collections issues. I called the CA and they told me if I sent two $200 payments they would mark the...
Does anyone have their physical address? I've been to every website related to them and have attempted to call them with no luck. Any help would...
All: I'm writing validation letters to all companies who have supplied derogatory information on my reports. The CRAs do not provide the full...
All: It's great to find such a great resource created by others with similar issues and obstacles. So great I had to get involved to ask for...