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I'm going to pop in for a while if I can get in. Anyone wanna chat? L
I just noticed that EQ has started putting CD - Equifax Consumer Services, Incq in front of quite a number of the inquiries they pull. I had not...
Okay, Experts....please help! I am going to bt all of my balances onto my hubby's DMB card on which I am an authorized user, but it does not...
<chuckle> I just pulled my Experian report and the CA I just filed against was DELETED!!!!! To bad they didn't either validate or delete before...
Very interesting...Particularly #3 (a). http://www.versidata.com/sales_forms/trans_union_data_furnisher_agreement.pdf L
Until this last report I pulled today, if a company didn't report the credit limit (ala Capital One), it simply didn't show up. I'm going...
Apparently the report you get through Creditwatch at Equifax is not necessarily current. I just spoke with a rep at Equifax about those &(*&(*&...
as lost or stolen. Does this have a negative impact on the score? I did a really stupid thing which just occurred to me this morning! In the...
I've noticed my Experian report sometimes updates late in the evening, and I thought it had updated on a Saturday once. Does anyone know if the...
I know I'm getting ahead of myself here, but I don't want to leave anything out. If you had a chance to ask a collection agency anything you...
And it IS validation...from the original creditor (it was never sent to collections). The CRA is reporting an incorrect balance according the the...
I took the plunge and filed today in US District Court against a CA. Maybe now I will find out what this account is even for...lol. Should be...
I called EQ earlier tonight because I wanted to know if they had received faxes I had sent. While I had them on the phone, I casually asked about...
I simply cannot believe this! I just went to pull a new report as the status of an investigation was due. The paid after charge-off account was...
Duh! It finally clicked!!! I was reading some information provided by Innovis and realized that the law does NOT require information to be...
I didn't want to bring the other thread up again, but several people have asked to see what a UDF looks like. It is posted at...
If someone were to fill out a UDF and then send it to the creditor/ca along with the letter of validation saying please provide proper validaton...
Someone mentioned they had disputed an account as expired or obsolete when the dol was within six months of expiring and got a deletion. I did a...
I, for one, did not know how the CRAs went about verifying information. TransUnion apparently uses Consumer Dispute Verification ("CDV") forms....
I don't know if this is a good idea or not, but thought I would throw it out there since it popped into my head this morning. I know alot of...
