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Well, so much for my the longer the better theory. CCB just verified the account to Experian...with the WRONG date of last activity!...
Has anyone ever had their CR updated to reflect an account was disputed? I haven't in the past five months. I'm wondering even if a company who...
found some interesting stuff. We've talked a lot about suing the CRAs so this may come in handy for some of you. I'm afraid to cut and paste...
Has anyone noticed a trend in the length of time it takes an investigation to come back indicating the results? I have one scheduled to close in...
I've noticed that it has been recommended that a procedural request be made AFTER a dispute has been verified. What is the reasoning behind...
This seems to be the day for bankruptcy questions and I have some myself...lol. I've been going through hubby's EQ report and trying to come up...
The first mistake was sending a validation letter to an original creditor back before I understood that the requirements were different for...
When you file a complaint online, do you receive any type of confirmation or correspondence from them? I filed a complaint about a week ago and...
Wooohoooo!!! I found an 1997 opinion letter (Lovern) stating: "In our view, it is not a reasonable procedure to label an account that has been...
Does this report for anyone else? My husband has had it since November and nothing so far. They pulled Equifax when they opened the account....
I'm really interested in learning more about what remedies are available in dealing with an original creditor. There hasn't been much discussion...
I just logged into CE and much to my suprise, my score had gone up 15 points. I said to myself...self...something obviously has occured that is...
Well, it takes so long to hear back from CAs and the CRAs that I frequently get frustrated. Tonight I sat down and listed all of the derrogs on...
I'm confused. I know that the original creditors do not have the same obligations under federal law that collection agencies do, but are they...
Has anyone had any success with an ITS letter to Equifax or did you actually have to file before they would talk to you seriously? They just...
LKH...how long did it take you to receive your letter from Gulf State and how long before you saw the deletion? I was expecting it within 48...
Has anyone had any success in filing a complaint with the BBB on a company who refuses to validate? I just filed my first complaint with the...
increase! Yup...I'm just so excited. I've been reading about these BTs for a while now and couldn't figure out how or why, but this morning it...
I currently have the following: Cap One Gold Mastercard with a whopping $400 cl Cap One KMart Gold Mastercard with another $400 cl Cap One...
Has anyone ever received a resonse to a procedural request from Exprian? I've requested it at least five different times (I send it in the same...
