Separate names with a comma.
When you get a credit report from TU you can ask for your score. However, that score is not a FICO score and is not used by lenders. On the...
Just thought I would offer one piece of counter evidence to the idea that paid collections are no better than unpaid collections. I paid a...
Household credit services offers cards on behalf of many stores (KMart for one), so it might be one of those. CJD
lbrown, read what I said again. I said that I didn't want to get into how accurate or useful FICO is to anyone. I just said that is is...
Aren't they required by LAW to validate the debt? As far as the whole CRA / last activity date thing, I believe the law now says 180 days...
eh? Are these laws or your opinion? Because that makes NO sense. So if you apply that statement to the company B, then they ran out of time...
Well, by real I meant, the only one that is in wide spread use by lenders. Whether or not it's an accurate predictor of future actions,...
I know FICO is the only "real" score, but the other two scores count because for some approvals, especially for a mortgage. I don't think...
I'm jealous! I'm jealous You know, I wish I could use credit expert, but my experian report is actually almost perfect. Only one 30 day late...
Your question isn't bizarre at all. It's something you hear a lot around here. Ok. The truth is you already know how bad it is. It's looks...
Re: Stupid autographs Your Marilyn Manson story reminded me of Kato Kailin. Shortly after the OJ trial he was at a mall near me signing...
Well, I finally decided to take a shot on the citi AAdvantage cards (then merge). I only have a 615 on Equifax (and TransUnion has almost...
What's my best shot at another credit card? I have a 615 on EQ and have two credit cards: wachovia with $300 limit (they refused a...
Re: Is My Credit THAT BAD? 20% on A one more thing to point out that relates to the original post. There are lenders that specialize in higher...
Maybe they are afraid someone will send them an anthrax coated fax. cjd
Who can report delinquencies on your credit report? Anyone? or just owners of debt and their agents? My specific problem is I have a paid...
Re: Is My Credit THAT BAD? 20% on A The 20% or 12% has nothing to do with risk. It's the means for the lender to make money. Let's say they...
