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Stephen Snyder recommends applying for a secured Visa and/or MasterCard from First Consumer National Bank. They only require a $100 deposit and...
What is so ironic about my situation is the judge refused to reaffirm my loan with Mazda so I'm making payments on a car that I will never get...
I think what Stephen was trying to say was have only two cards to get the highest FICO scores, but once you've boosted your scores high enough,...
My roommate has had the completely opposite experience with Cap One. She applied for a Platinum Cap One card and received a classic card with a...
When I bought my house in 1994, my mortgage broker told me to pay off as many of my cards as possible or get them below the 50% level. High debt...
One thing Stephen pointed out that I didn't know or realize is that the credit scores that you get from Experian, TU and Equifax aren't worth the...
Attended the Credit After Bankruptcy seminar on Saturday in Costa Mesa, CA. It was very interesting and I learned a great deal. Some of the stuff...
In 1999 when I had perfect credit, I cosigned a car loan for my best friend who didn't have credit i.e. paid cash for everything. Both of our...
Well I pulled my Experian last night and my car (which the judge refused to reaffirm) shows "Petition for Ch 7/Never Late" and MBNA and Providian...
I was poking around on the Bayhouse boards and came across this post: The reporting of discharged accounts, ever if reported as "included in...
LOL...You are not the only one not understanding this <g> On my way back to work from court, I was so befuddled that I simply couldn't process the...
Now if I return the car to Mazda, do I need to amend my bankruptcy paperwork? When I filed, I indicated I would be reaffirming. Now that the judge...
Ok...say I just call Mazda, tell them the judge said no to the reaffirmation and tell them to pick up the car. I'm current on my payments and I've...
I have a 2001 Mazda Protege LX. I owe approximately $15,000 on it, but it's only worth $11,000 according to the Blue Book(guess Mazdas don't hold...
I filed BK on 11/27/01 without benefit of an attorney. (only 4 creditors...pretty straightforward). On 1/4/02, I went to my 341 meeting and had no...
I'm beginning to think Citi is catching on to our little trick. My roommate applied last month for a silver AA then a gold AA. She got the silver...
Do auto leases show up on credit reports? Are they viewed favorably/unfavorably by creditors? Will it help/hurt your credit scores. Thanks in...
Just got an invitation to his seminar in Costa Mesa, CA on March 2nd and I purchased his book at Border's last night. The book looks interesting...
I don't know if anyone remembers Percy Ross. He used to write a newspaper column called "Thanks A Million" where he would give away money to...
