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Is the outstanding debt more than your income?
You can increase your scores yourself. Joshua was correct in stating that the most important item is your credit utilization ratio, but also...
If you are considering a secured card, make sure the money you put up front acts as a savings account and when you finish using it to increase...
How much does that debt that you want consolidated come to?
I agree. Also, paying on a loan consistently, won't increase your score as much as if you got a secured credit card, kept the balance at 30% of...
Need input on this. Hospital bill was sent to collection, there was never anything sent to the home as a statement requesting payment, just...
