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I just checked my creditexpert score and it's showing 636. Anyone know how close that is to an actual FICO score?
Just to make sure I understand this correctly...if a person gets an inquiry steming from an online credit application, they can dispute it using...
I sent in a CRR letter to the local Equifax branch here in town on Tuesday disputing some inquiries. I got the green card and the response today....
Here's what I've come up with (thanks Christi!) A little background: This is for an old citibank charge-off that I've been fighting. This is...
I hate asking redundant questions but I searched and searched but I can't find the fabled Lizardking intent to sue letter. Does anyone have a...
I know that a CRA has to mark an item as disputed when you go through them for the validation, but what about when you go to the original...
I'm about 2 days from being ready to file against a CA for numerous violations. Problem is I can't sue them in small claims because they do not...
I've tried searching for an answer so I wouldn't have to post this, but didn't have any luck. A CA that I'm fighting with has run up several...
Citi has finally responded to my request for validation (been 60+ days). Here is what is says: This letter is in response to your recent...
I just checked my report on creditexpert and a citi charge-off is gone!! I started in November and not ONE single ca or creditor has validated....
I've heard people winning against CAs because they're not bonded in a paticular state. Does this mean that the CA needs to be bonded in whatever...
I have been trying to get a collection agency to verify a debt (signature proof). They obviously don't have this information and it's been over...
I sent out a validation letter to a CA back in mid november concerning 2 accounts from different companies. The have just now responded and...
In mid November I sent out letters demanding proof of debt to 2 creditors. After 30 days I sent out another letter since I had not heard any...
I disputed a late payment with experian and they deleted the entire account. Do I have any recourse for this? I considered simply calling them,...
Ok, thought of this in the shower this morning (don't ask). I am constantly getting harassed at home and work by telemarketers wanting to send me...
I'm in the middle of disputing an entry on my CR and I've run into a snag. The company is asking for an account number, but all the reports I've...
Ok, I've about had it with these yahoos. Is there another good service for monitoring all 3 cra's for a reasonable price? I ordered another...
I sent out a bunch of verification letters a couple of weeks ago and I'm wondering how I find out when/if they were signed for. The tracking page...
Does employment history affect credit scoring? My wife has worked for the same company for 8 years yet her CR doesn't show any employment...