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I am strongly suspecting that the rate increase letter was to get people to close accounts. I don't believe it will ever go into effect on those...
Congrats, Lisa!!!! Her asking you to confirm that you would settle for deletion, etc. means its ninety percent over. If she doesn't go back and...
Hey Smog...you'll get them next time! These things happen and I'm sure you've learned from the experience. This is nothing to be embarrassed...
If you have a 6K credit line and are using $1,200, you are only utilizing 20%...BUT...if $1,200 is the highest amount you have ever had on your...
I've been thinking about doing this as well...particularly since my TU score is low due to Cap One and others not reporting the cl. Only thing...
Humblemarc, check out creditcourt.net. Christine sued them and has a ton of stuff there about it, including pleadings, interrogatories, etc. L
You said you never used the card or the account. If you had, I would have to point out the little slip we all sign saying we will be responsible...
Ahhhh, but it would be if everyone who posts here would also post there each time they apply for credit :) L
Whoaaaa, Lady...wouldn't happen to be JC Penney would it? They did that to me. They ignored each letter I sent to them until I told them on the...
I agree with you on them not reporting the CL's, but they will let you combine cards. I combined four cards into one platinum with the combined...
Yes...I did want a Discover very badly (obviously) or I wouldnot have kept applying...lol. I'm not really sure why since their terms are never...
Finance companies usually use household goods as collateral. This would be chattel. Sooooo, if you took out a personal loan with a finance...
Yup..."too many recently opened accounts with balances". L
I love Capital One! I know others opinions vary on this card, but I think they are terrific to their good customers...very unlike some other...
I don't have the link, but if anyone is in the upstate New York area, I have talked an attorney into taking one case to try it out...lol. I'd...
598 - Discover Declined 613 - Discover Declined 626 - Discover Declined 648 - Discover Declined 662 - Discover Declined 676 - Discover...
About the inquiry...I just don't know. BUT...I was asking my boss yesterday about the possible methods of capping interest rates (via usury laws,...
Yup...my TU was pulled by Merrick. How can they do an account review at this point when I do not have an account with them? :::sigh::: Its...
You know...I got to thinking...maybe something sneaked on to TU and that was what happened. So tonight I pulled TU and guess what...Providian has...
I think what she was saying is that Sears can convert it from a negative account to a positive account (R1) and in such case it will stay on your...
