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I believe this means it does not affect your score. The potential creditor can see it and it is negative, but is not calculated into FICO. A lot...
Can you point me in the direction of where you are finding this info? Somehow I've managed to not run across it in my travels...lol. L
Gawd you are going to hate me, but I don't agree with anyone who's posted. Unfortunately, after three days without cancelling, you are basically...
15 U.S.C. §1681i I used this as a cause of action in my suit. I am still looking for someone who actually received a procedural description...
I'm a tad confused on this issue. PAE, did you opt out? It was my understanding that softs can be pulled by just about anyone providing you have...
Cap One will show as closed. I closed four accounts with them recently and within two or three months, all were reporting as "paid/account closed...
I got a score bump for each inquiry I lost until this last one. Guess I will know for sure by the time I pull tomorrow, but I was hoping for at...
Yup...also had it happen with Gulfstate. Fortunately, I just re-faxed the UDF Gulfstate sent to me to Equifax and it came off again and hasn't...
Ahhhh...I see what you mean. I do as well. I used to be able to pull twice a day, though. That didn't last long. L
On the SOL, if they have just started reporting it, you can use that as when you became aware of the situation...you would have either one or two...
Can you still do two per day? I can't...after one I get the "you have already subscribed" message. L
on Equifax and didn't get any type of score increase. Usually I've noticed it updates the score right away...or maybe its just updated by the...
I don't know if I'm ever going to hit the 700 range :::sigh::: Thanks, Sam! L
That makes sense...I have three that have been opened that long, but at the time I applied, they weren't. I had a lot of inquiries. The decline...
I did pay the fee and bring it under the limit immediately, but it seems like the CC companies bump interest rates for sneezing these days...lol....
Not by much...maybe $15-$20 :( L
I got denied with a 682 and no derogs :( I thought someone posted that they didn't pay much attention to ratios, but I'd like to hear someone...
As I posted some time ago...I will not apply for another credit card until I am ready to apply for Amex Blue. Once I get this card, its going to...
