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nj_newbie, Congrats, and good luck on your appointment. At that time, you may want to get some clarification on the number of times they plan...
CardKid (or anyone, for that matter), What is the national average for CC debt, anyways? Thanks, wajaba
It's actually less...a year ago, it was maybe around $3k. wajaba
Only about $2k total, which I'd rather have on one good card instead spreading it throughout four crap cards... wajaba
Shantel, Congratulations! I was surprised by my TU scores as well: TU's pretend score was 565, real-life Empirica score was 637. Have fun...
sam, Seriously, it kicks out 2-3 inquiries every time you fetch your score? wajaba
Three years ago, I wasn't paying my bills. Two years ago, I was taking out payday loans to pay my bills. One year ago, I began to truly...
I'm never going to look at him the same again. wajaba
Nah, they don't have an online payment option. The way things are going with them, I'm sure they probably won't invest the time or money to...
Tlcampbe, 2 months?! I was still doing the 3 a.m. walk-a-thon around our townhouse at 2 months! You were blessed, indeed... wajaba
My twins are finally sleeping through the night. They're now 16 years old. Just kidding...they'll be 8 months old next week. :) wajaba
Thanks for the encouraging words, folks. Keeping my fingers and toes crossed... wajaba
zantar (cool name, by the way), I certainly hope I'm not the first! We'll see if the underwriters appreciate my candor... wajaba
Momof3, Yeah, the only advice she had for me was to "just be honest, Mr. wajaba." You kinda had to hear the way she said this: it sounded...
Brenda, I think Direct Merchants Bank issues the Western Union MC, so it'll be whatever cra dmb uses (you can look it up at millcbs.com). From...
In this thread, I briefly alluded to the letter of explanation Wells Fargo Home Mortgage is requesting from me regarding my past derogs before the...
Dani, As much time as we spend on here, who has time to go to the grocery store? :) wajaba
Perhaps this thread will provide a segue into the whereabouts of the next CreditNet conference(?) If so, I'll cast the first vote: Atlantic...
I'm pretty sure all of the secured card issuers that would give you an initial credit limit that's more than your deposit are either kaput or are...
That's odd...I have "Kill Tibet" and "Free Your Television" bumper stickers. Kidding! Easy there, fella! wajaba Gore in '04
