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Hi all, As many of you probably knowA great new offer from citibank, in the Sunday paper advertising circular: Citi Dividend card, 0% until...
Marci, you're a dear--thank you again. :) I do have a Farm Bureau Bank Via (2% cash back refund once you charge $35K over 3 years), along with...
Marci and all, Thanks for your very helpful replies! I should have clarified--I'm not worried about transferring the click balances to the...
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Hi all, My Wife and I both have Click Citi cards as our only Citibank CC, mine has 12,000 limit, hers 9K. We've had these for around 3 years,...
I have a list of CCs that code this as cash adv. and those that call them purchases, hope it helps...
I have a thread on ING that some of you might find helpful...in any case, I would welcome your contributions!...
yes, the CSR wasn't sure, but I didn't push the point very hard--half expected them to either not know or not want to reveal it. Yes, they are...
Hi All, Anyone know which CRA deepgreenbank.com uses? TIA, Dave
Theanks for the post, PD. What's the source for it (which CRA?) I have been skeptical of the claim of many that have more cards with high...
Thanks skittens, Yeah, I really, really like American Bank, pcbanker.com . I think the second inquiry is because I opened a second account...
Thanks Tom. Hmm, my understanding was that "hard" inquiries were just borrower-instigated credit-file pullings. I didn't think a company...
Hi all, My 9/14 mifico score was 715, and the number one reason it wasn't higher was "too many inquires." This seems strange, as the ONLY...
Hi all, I have read in several places that the CRA's are now considering all mortgage loan apps within a 30 day period as one inquiry, in the...
That makes sense, breeze. What was your source on that? Tom, what's the distinction between a hard and soft inquiry?
George, no, the call in to decrease was just an option it said you could excercise if you wished. Yes, I did take the extra $1,500. Couldn't...
My thinking exactly, George. I want to max or near-max a couple of no-interest/big cashback cards and ignore a couple of cards that no longer...
Thanks for the replies :) Follow up: this AM, I checked out Citibank's web site to see what they'd say under "credit line increase."...
Quick question: if I ask a credit line issuer to raise my limit, does that count as an inqury against me? TIA, and apologies if I missed that in...
Thanks George--and it doesn't matter (or matters very little) if one or two of the cards is near its limit while the others are not?