Separate names with a comma.
The buyer generally schedules the closing although the purchase and sale contract generally gives a date of "on or about". If time is of the...
There are several areas you should dispute, IMHO. First it is reporting as an open account. If paid, it should report as closed and have a...
From what I learned from Providian, they also like to see you use the card every month. Good post! L
I believe they can get the score with a soft inquiry...which would not impact your score. I could be wrong on this though... L
Herauntsis, thanks for posting that. I knew it said complete in the FCRA somewhere, but hadn't had time to review it. I was looking for a cause...
No...an OC is not required to validate. They are, however, required to report accurate information...so if they are not doing so, you can sue...
Re: RE: to Meredith Bob, are you that guy in Missouri who is suing them? Back when I sued them, their paralegal was telling me about some guy...
A UDF can be used for any type of change or no change at all. This is the form they return either by hard copy or electronically when they...
Wooohoooo! Thanks, Doc! I had eleven hards deleted. Only one (Household) verified. Funny, I *still* haven't received their decline letter and...
I still have eight pending :( Can't remember when I disputed and the 30 days are up...lol. L
They STILL refused to lower my interest rate. Apparently, the first thing they consider is whether or not you have used the card every month....
You should be able to fix this with a letter from Ford. Get them to send you a letter stating that they have notified the credit bureau to...
Ackkkk...I wouldn't count on a score boost, then. When new cards report, it actually lowers your score because it throws off your average age of...
I'm rooting for you, Diva! Go get em girl! L
Might get you GM...almost positively would get you Target. Not much else, though, in my experience :( Sorry. L
Another good way to do it is to take a look at the big cases we've read about and contact those attornies...lol. I started making a list from...
Terri, apparently the CRA's can take 60-90 days to update based on a UDF. However, if you dispute, that reduces the time to 30 days. Doesn't...
They do not have to provide you with proof of the debt. If they are reporting information that is incorrect, though, you could sue them based on...
Didn't see this was already posted...sorry for the double post! L
I went to pull my EQ this morning and got the message that I had already ordered this product. There's also something there you can...
