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I've never heard of anyone doing this without refinancing. L
I sent Planetfeedback asking for recon...but I'm not sure I sent it to the right place. I used Citibank NA, which is the actual bank. Is...
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I know this won't make me very popular, but the guy can't be all that bad if he helped you out in the first place. Just pointing out that...
If they are reporting the dola incorrectly, dispute it with the CRA's based on that and if that doesn't correct it, then you might have to file...
I've seen opinions on Lexis from class action lawsuits under the FCRA. I have two letters from TU and one from EXP saying that inquiries are...
John, I don't suppose the date of last activity is wrong is it? That is what worked for me with an original creditor. They wouldn't provide...
Cap One, if you can believe it...lol. L
Way to go drmgirl6!!!!! Wooohoooo :) It always makes me chuckle at how they respond once they get served. Its like that line in Thelma and...
As you may or may not recall, Chase declined me for their regular card, but offered me a secured card with them. Now I really, really hate to get...
Geo, he actually received the card today and the cl was a total of 6K...1K Kmart only and 5K anywhere for a total of 6K. I don't know what CRA...
Thanks, Sam! L
Back when the race was on for the KMart Gold cards, I naturally obtained mine. Now I'm thinking I might have been too hasty. My hubby kept...
I'd definately get rid of that Providian card. Not only because of the interest, but because they simply stink...lol. I think I would also get...
Okay, as you know I have one account that is still negatively affecting my score on Equifax. It reads: Previous Payment History: 4 Times 30...
I thought this would help my score as well, so I opted out. Thinking about opting back in since it didn't help my score and has already hit...
Will these cards report if I don't use them first? I would really like to sock drawer the Target Visa and maybe the GM card as well, unless I do...
I spoke with him on Tuesday, so yup...he's still there and as wonderful as ever :) L
This doesn't just apply to credit cards, but I don't believe an inquiry should lower your score unless perhaps initially after accepting a new...